Maryland association records requests
Maryland's condominium, HOA and cooperative acts use the same timing. Financial statements or minutes prepared within the previous 3 years must be provided within 21 days after the association receives the written request, and older ones within 45 days. The sections state no penalty.
| Association | Deadline | Law |
|---|---|---|
| Condominiums | 21 daysrecent statements and minutes; 45 days if older | Md. Code, Real Prop. 11-116 |
| HOAs | 21 daysrecent statements and minutes; 45 days if older | Md. Code, Real Prop. 11B-112 |
| Cooperatives | 21 daysrecent statements and minutes; 45 days if older | Md. Code, Corps. & Ass'ns 5-6B-26 |
Condominiums
Md. Code, Real Prop. 11-116(c)-(d)
This section covers condominiums under the Maryland Condominium Act.
- Who may ask
- A unit owner, a mortgagee, or an authorized agent or attorney.
- What starts the clock
- Reasonable notice for inspection. A written request for copies of financial statements or minutes.
- Deadline
- Within 21 days after receipt of the written request for financial statements or minutes prepared within the previous 3 years, and within 45 days for older ones. The statute does not say business or calendar days for these periods. Inspection is during normal business hours after reasonable notice, at a place in Maryland or within 50 miles of it.
- Also
- First access after a developer conveys a unit: not later than 15 business days after a unit is conveyed from the developer.
- Copies and costs
- A reasonable fee for reviewing, copying or delivering, and no other charges. No charge for in-person examination of financial statements or for receiving them electronically. Copy charges are capped by the Courts and Judicial Proceedings Title 7, Subtitle 2.
- What may be withheld
- Personnel records (except individual salary, wage, bonus and compensation); individual medical records; individual personal financial records; business transactions currently in negotiation; written advice of legal counsel; and minutes of closed board meetings unless a majority of a quorum approves unsealing. The subject of a record may still see it.
- If the deadline is missed
- The section states no penalty.
HOAs
This section covers homeowners associations under the Maryland Homeowners Association Act.
- Who may ask
- A lot owner, a mortgagee, or an authorized agent or attorney.
- What starts the clock
- Reasonable notice for inspection. A written request for copies of financial statements or minutes.
- Deadline
- Within 21 days of the request for financial statements or minutes prepared within the previous 3 years, and within 45 days for older ones. The statute does not say business or calendar days for these periods. Inspection is during normal business hours after reasonable notice.
- Also
- First access after a declarant conveys a lot: no later than 15 business days after the request.
- Copies and costs
- A reasonable fee and no other charges. No charge for in-person examination of financial statements (unless they are in a depository) or for electronic delivery. Copy charges are capped by the Courts and Judicial Proceedings Title 7, Subtitle 2.
- What may be withheld
- Personnel records (except compensation); individual medical records; individual personal financial records; business transactions in negotiation; written advice of legal counsel; and closed meeting minutes unless unsealed.
- If the deadline is missed
- The section states no penalty.
Cooperatives
Md. Code, Corps. & Ass'ns 5-6B-26
This section covers cooperative housing corporations.
- Who may ask
- A member, a mortgagee, or an agent or attorney.
- What starts the clock
- Reasonable notice for inspection. A written request for copies of financial statements or minutes.
- Deadline
- Within 21 days after receipt of the written request for records prepared within the previous 3 years, and within 45 days for older ones. The statute does not say business or calendar days. Inspection is during normal business hours after reasonable notice.
- Copies and costs
- A reasonable charge for review, copying or delivery, capped by the Courts and Judicial Proceedings Title 7, Subtitle 2.
- What may be withheld
- Personnel records (except compensation); individual medical records; individual personal financial records; business transactions in negotiation; written advice of legal counsel; and closed meeting minutes unless unsealed.
How HOAChime handles Maryland requests
Each association's state and type sets the deadline automatically, with the 21-day clock and the 45-day clock for older records, and the 15 business day clock for first access after a conveyance. It sends reminder emails, shows a due-soon and overdue list across every association, and keeps a full history of the request. Records can be marked withheld with the state's reason, and copy costs are tracked as quoted, paid or waived.
Checked against the statute text on 2026-11-13. This page is a plain-English guide, not legal advice. Laws change; follow the citation links for the current text, and ask the association's attorney about a specific request.